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Nine-month low and moderate living expense budgets

This table shows living expense costs by region and metropolitan area over a nine-month period. Both a moderate and a low budget are provided. The budgets reflect increases in the Consumer Price Index (calculated by the U.S. Bureau of Labor Statistics) of 2.3 percent for 2019 and 1.4 percent for 2020.

The budgets are developed based on data from the most recent years’ Consumer Expenditure Survey (CES), produced by the U.S. Bureau of Labor Statistics.

The CES microdata was queried to generate budgets for additional Metropolitan Statistical Areas (MSA) with significant population sizes. Consequently, the regional tables of the living expense budget reflect 35 MSAs, compared to 22 in published regional data tables.

Since budgets cannot be established for every area of the country, no MSA’s budget falls below the base budget.

  2021-22 2022-23
  Moderate 9-Month Budget Low 9-Month Budget Moderate 9-Month Budget Low 9-Month Budget
United States $21,540 $14,430 $22,920 $15,360
Northeast:    
Boston–Cambridge–Newton MA–NH 24,125 16,162 25,670 17,203
Hartford–East Hartford- Middletown CT 22,617 15,152 23,837 15,974
New York–Newark–Jersey City NY–NJ–PA 23,479 15,729 25,212 16,896
Philadelphia–Camden–Wilmington PA–NJ–DE–MD 21,755 14,574 23,378 15,667
Pittsburgh PA 21,540 14,430 22,920 15,360
South:    
Atlanta–Sandy Springs–Apharetta GA 22,186 14,863 23,608 15,821
Baltimore–Columbia–Towson MD 23,048 15,440 24,295 16,282
Charlotte–Concord–Gastonia NC–SC
Raleigh NC
22,186 14,863 23,378 15,667
Dallas–Fort Worth–Arlington TX 22,617 15,152 24,295 16,282
Houston–The Woodlands–Sugar Land TX 21,971 14,719 23,608 15,821
Jacksonville FL
Orlando–Kissimmee–Sanford FL
21,540 14,430 23,608 15,821
Miami–Fort Lauderdale–Pompano Beach FL 22,617 15,152 24,066 16,128
New Orleans–Metairie LA 21,540 14,430 22,920 15,360
Oklahoma City OK 21,540 14,430 22,920 15,360
Richmond VA
Virginia Beach–Norfolk–Newport News VA–NC
22,402 15,007 23,378 15,667
San Antonio–New Braunfels TX
Austin–Round Rock TX
21,540 14,430 22,920 15,360
Tampa–St. Petersburg–Clearwater FL 21,540 14,430 22,920 15,360
Washington–Arlington–Alexandria DC–VA–MD–WV 24,771 16,595 26,587 17,818
Midwest:    
Chicago–Naperville–Elgin IL–IN–WI 21,971 14,719 23,378 15,667
Cleveland–Elyria OH
Cincinnati OH–KY–IN
Columbus OH
21,540 14,430 22,920 15,360
Detroit–Warren–Dearborn MI 21,540 14,430 22,920 15,360
Indianapolis–Carmel–Anderson IN
Louisville/Jefferson County KY–IN
21,540 14,430 22,920 15,360
Minneapolis–St. Paul–Bloomington MN–WI 22,832 15,296 24,295 16,282
St. Louis MO–IL 21,540 14,430 22,920 15,360
West:    
Anchorage AK 23,048 15,440 24,295 16,282
Denver–Aurora–Lakewood CO 23,479 15,729 24,983 16,742
Urban Honolulu HI 24,125 16,162 25,441 17,050
Las Vegas–Henderson–Paradise NV 21,755 14,574 23,149 15,514
Los Angeles–Long Beach–Anaheim CA 23,694 15,873 25,441 17,050
Phoenix–Mesa–Chandler AZ 22,186 14,863 23,149 15,514
Portland–Vancouver–Hillsboro OR–WA 23,048 15,440 24,524 16,435
Riverside–San Bernardino–Ontario CA 22,402 15,007 23,608 15,821
San Diego–Chula Vista–Carlsbad CA 24,556 16,450 26,129 17,510
San Francisco–Oakland–Berkeley CA 25,633 17,172 27,046 18,125
Seattle–Tacoma–Bellevue WA 23,909 16,017 25,900 17,357

Note: These budgets are provided to assist financial aid officers in developing living expense budgets for their independent, off-campus students. The budgets should not be confused with the actual boarding expenses experienced by an on-campus student.