Guidance for Nine-Month Living Expenses

Below are the base budgets for a nine-month period in 2023-24 and 2024-25:

  2023-24 2024-25
  Moderate
9-Month
Budget
Low
9-Month
Budget
Moderate
9-Month
Budget
Low
9-Month
Budget
United States $25,140 $16,840 $26,390 $17,680
Northeast:
Boston–Cambridge–Newton MA–NH 28,157 18,861 29,557 19,802
Hartford–East Hartford- Middletown CT 26,146 17,514 26,918 18,034
New York–Newark–Jersey City NY–NJ–PA 27,654 18,524 29,029 19,448
Philadelphia–Camden–Wilmington PA–NJ–DE–MD 25,894 17,345 27,710 18,564
Pittsburgh PA 25,140 16,840 26,390 17,680
South:
Atlanta–Sandy Springs–Apharetta GA 25,643 17,177 26,918 18,034
Baltimore–Columbia–Towson MD 26,397 17,682 27,710 18,564
Charlotte–Concord–Gastonia NC–SC
Raleigh NC
25,391 17,008 26,654 17,857
Dallas–Fort Worth–Arlington TX 26,900 18,019 27,710 18,564
Houston–The Woodlands–Sugar Land TX 25,894 17,345 26,918 18,034
Jacksonville FL
Orlando–Kissimmee–Sanford FL
25,391 17,008 26,918 18,034
Miami–Fort Lauderdale–Pompano Beach FL 26,146 17,514 27,182 18,210
New Orleans–Metairie LA 25,140 16,840 26,390 17,680
Oklahoma City OK 25,140 16,840 26,390 17,680
Richmond VA
Virginia Beach–Norfolk–Newport News VA–NC
25,643 17,177 26,390 17,680
San Antonio–New Braunfels TX
Austin–Round Rock TX
25,140 16,840 26,390 17,680
Tampa–St. Petersburg–Clearwater FL 25,140 16,840 26,390 17,680
Washington–Arlington–Alexandria DC–VA–MD–WV 29,162 19,534 30,612 20,509
Midwest:
Chicago–Naperville–Elgin IL–IN–WI 25,894 17,345 27,182 18,210
Cleveland–Elyria OH
Cincinnati OH–KY–IN
Columbus OH
25,140 16,840 26,390 17,680
Detroit–Warren–Dearborn MI 25,140 16,840 26,390 17,680
Indianapolis–Carmel–Anderson IN
Louisville/Jefferson County KY–IN
25,140 16,840 26,390 17,680
Minneapolis–St. Paul–Bloomington MN–WI 26,648 17,850 27,710 18,564
St. Louis MO–IL 25,140 16,840 26,390 17,680
West:
Anchorage AK 26,648 17,850 27,973 18,741
Denver–Aurora–Lakewood CO 27,403 18,356 28,765 19,271
Urban Honolulu HI 27,403 18,356 29,029 19,448
Las Vegas–Henderson–Paradise NV 25,140 16,840 26,654 17,857
Los Angeles–Long Beach–Anaheim CA 27,905 18,692 29,293 19,625
Phoenix–Mesa–Chandler AZ 25,643 17,177 26,918 18,034
Portland–Vancouver–Hillsboro OR–WA 26,648 17,850 27,710 18,564
Riverside–San Bernardino–Ontario CA 25,894 17,345 26,918 18,304
San Diego–Chula Vista–Carlsbad CA 28,911 19,366 30,349 20,332
San Francisco–Oakland–Berkeley CA 29,162 19,534 30,876 20,686
Seattle–Tacoma–Bellevue WA 28,408 19,029 29,557 19,802

Note: These budgets are provided to assist financial aid officers in developing living expense budgets for their independent, off-campus students. The budgets should not be confused with the actual boarding expenses experienced by an on-campus student. These budgets are intended as broad guidelines or starting points which should be adjusted to local economies, individual situations, and Department of Education Cost of Attendance guidelines.

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