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Twelve-month low and moderate living expense budgets

This table shows living expense costs by region and metropolitan area over a twelve-month period. Both a moderate and a low budget are provided. The budgets reflect increases in the Consumer Price Index (calculated by the U.S. Bureau of Labor Statistics) of 2.3 percent for 2019 and 1.4 percent for 2020.

The budgets are developed based on data from the most recent years’ Consumer Expenditure Survey (CES), produced by the U.S. Bureau of Labor Statistics.

The CES microdata was queried to generate budgets for additional Metropolitan Statistical Areas (MSA) with significant population sizes. Consequently, the regional tables of the living expense budget reflect 35 MSAs, compared to 22 in published regional data tables.

Since budgets cannot be established for every area of the country, no MSA’s budget falls below the base budget.

  2021-22 2022-23
  Moderate 12-Month Budget Low 12-Month Budget Moderate 12-Month Budget Low 12-Month Budget
United States $28,720 $19,240 $30,560 $20,470
Northeast:    
Boston–Cambridge–Newton MA–NH 32,166 21,549 34,227 22,926
Hartford–East Hartford–Middletown CT 30,156 20,202 31,782 21,289
New York–Newark–Jersey City NY–NJ–PA 31,305 20,972 33,616 22,517
Philadelphia–Camden–Wilmington PA–NJ–DE–MD 29,007 19,432 31,171 20,879
Pittsburgh PA 28,720 19,240 30,560 20,470
South:    
Atlanta–Sandy Springs–Alpharetta GA 29,582 19,817 31,477 21,084
Baltimore–Columbia–Towson MD 30,730 20,587 32,394 21,698
Charlotte–Concord–Gastonia NC–SC
Raleigh NC
29,582 19,817 31,171 20,879
Dallas–Fort Worth–Arlington TX 30,156 20,202 32,394 21,698
Houston–The Woodlands–Sugar Land TX 29,294 19,625 31,477 21,084
Jacksonville FL
Orlando–Kissimmee–Sanford FL
28,720 19,240 31,477 21,084
Miami–Fort Lauderdale–Pompano Beach FL 30,156 20,202 32,088 21,494
New Orleans–Metairie LA 28,720 19,240 30,560 20,470
Oklahoma City OK 28,720 19,240 30,560 20,470
Richmond VA
Virginia Beach–Norfolk–Newport News VA–NC
29,869 20,010 31,171 20,879
San Antonio–New Braunfels TX
Austin–Round Rock TX
28,720 19,240 30,560 20,470
Tampa–St. Petersburg–Clearwater FL 28,720 19,240 30,560 20,470
Washington–Arlington–Alexandria DC–VA–MD–WV 33,028 22,126 35,450 23,745
Midwest:    
Chicago–Naperville–Elgin IL–IN–WI 29,294 19,625 31,171 20,879
Cleveland–Elyria OH
Cincinnati OH–KY–IN
Columbus OH
28,720 19,240 30,560 20,470
Detroit–Warren–Dearborn MI 28,720 19,240 30,560 20,470
Indianapolis–Carmel–Anderson IN
Louisville/Jefferson County KY–IN
28,720 19,240 30,560 20,470
Minneapolis–St. Paul–Bloomington MN–WI 30,443 20,394 32,394 21,698
St. Louis MO–IL 28,720 19,240 30,560 20,470
West:    
Anchorage AK 30,730 20,587 32,394 21,698
Denver–Aurora–Lakewood CO 31,305 20,972 33,310 22,312
Urban Honolulu HI 32,166 21,549 33,922 22,722
Las Vegas–Henderson–Paradise NV 29,007 19,432 30,866 20,675
Los Angeles–Long Beach–Anaheim CA 31,592 21,164 33,922 22,722
Phoenix–Mesa–Chandler AZ 29,582 19,817 30,866 20,675
Portland–Vancouver–Hillsboro OR–WA 30,730 20,587 32,699 21,903
Riverside–San Bernardino–Ontario CA 29,869 20,010 31,477 21,084
San Diego–Chula Vista–Carlsbad CA 32,741 21,934 34,838 23,336
San Francisco–Oakland–Berkeley CA 34,177 22,896 36,061 24,155
Seattle–Tacoma–Bellevue WA 31,879 21,356 34,533 23,131

Note: These budgets are provided to assist financial aid officers in developing living expense budgets for their independent, off-campus students. The budgets should not be confused with the actual boarding expenses experienced by an on-campus student.